Through Oprah's magzine, Suze Orman is giving away a free copy of her Will and Trust Kit, which will enable you to create one of your own, for free. It's not as good as going through a lawyer, but if you don't have anything right now, it's better than nothing. Go to suzeorman.com and click on the link for Will and Trust. The click on the Gift Code button and enter code 898989. It's good through October 3.